New ezSolarLoan.com Version 2.0 Rolling Out 2021.  Click Here for details.

Installers: sell more solar

Use ezSolarLoan to offer easy financing to customers.

Two installers on a roof

Schedule One-on-one Meeting with ezSolarLoan

From September 28, 2021 to October 18, 2021, Kaylyn and Ramsey from ezSolarLoan are available for "Meet and Greet" one-on-one appointments with current or prospective solar company partners. If you'd like to ask questions, learn more about the upcoming new system, or introduce your team, please schedule a meeting.
Schedule Meeting

Onboarding with ezSolarLoan

All ezSolarLoan applications must be accompanied by a valid 4-digit Solar Company Identifier (SCI) code. To learn more about offering ezSolarLoan financing to your customers and how your company can apply for an SCI code, click the button below.
Onboarding

Download Resources

Share Sales & Marketing Materials with customers, and download Training Materials for team members
Resources

Grow your business. Please your customers. No dealer fees.

Work with us to provide superior solar financing for your customers.

  • No dealer fees

    No cutting into your margin or raising prices to cover lender fees

  • Fast, easy process

    Simple application with instant approvals

  • Electronic payments

    Via ACH deposit direct to your account

  • Progress/stage payments

    On your desired payment schedule

And there’s more ...

When you direct your customers to finance through Community 1st Credit Union, you’re supporting a member-owned cooperative and not-for-profit institution.

Ethics like yours

We’re passionate about solar energy just like you, which is why we’ve been a leader in residential solar financing since 2012. When your customers finance through us, you help make more funds available to fund more solar installs and support a non-profit that gives back to the community.

Superior service

Exceeding you and your customers’ expectations is our #1 priority. Find financing solutions that match the needs of your business, not the other way around.

The team at Community 1st really makes financing easy and quick for my customers. I sell more solar because these guys really know their business.

— Kirk H, Owner of South Sound Solar

Compare loan options

  • Best for borrowers who want to:

    Best for borrowers who want to:
  • APR

    APR
  • Term

    Term
  • Instant Approvals

    Instant Approvals
  • Min and Max Loan Amounts

    Min and Max Loan Amounts

Energy Improvement Loan

  • Best for borrowers who want to:

    Save energy with Solar, HVAC, and efficiency upgrades
  • APR

    As low as 3.99%
  • Term

    5, 7, or 10 years
  • Instant Approvals

    Up to $50k
  • Min and Max Loan Amounts

    No Min up to $100k

Fixed-Rate Term Solar Loan

  • Best for borrowers who want to:

    Lock in a low rate and make fixed monthly payments
  • APR

    As low as 4.99%
  • Term

    12, 15, or 20 years
  • Instant Approvals

    Up to $50k
  • Min and Max Loan Amounts

    $10k to $100k

Jackpot Solar Loan

  • Best for borrowers who want to:

    Start with the lowest monthly payment available in the industry
  • APR

    Initial 7-year fixed rate as low as 4.74%
  • Term

    21 years
  • Instant Approvals

    Up to $50k
  • Min and Max Loan Amounts

    $10k to $100k

See our rates

Learn more about each of our loan options and see detailed rates information.

Energy Improvement Loans finance qualifying energy efficiency projects such as HVAC (heating, ventilating and air conditioning) systems, solar energy systems and windows.  If combined with qualifying equipment, you can apply up to 50% of the cost to energy efficiency performance upgrades such as insulation, air sealing and duct sealing.

Energy Improvement Loan

Term

APR as low as

Term

5 years

APR as low as

3.99%

Term

7 years

APR as low as

4.24%

Term

10 years

APR as low as

4.74%

With today’s low interest rates, your customers can save even more money as their system creates clean energy! Our 12-year rates start at 4.99%, 15-year rates start at 5.24% and 20-year rates at 5.74% for best qualified borrowers.

Fixed-Rate Solar Term Loans

Term

APR as low as

Term

12 years

APR as low as

4.99%

Term

15 years

APR as low as

5.24%

Term

20 years

APR as low as

5.74%

Your customer just hit the Jackpot with the longest loan term available in the industry. That means lower monthly payments. The new 21-year “Jackpot Solar Loan” from Community 1st is like three 7-year term loans back to back to back, so your customers get the lowest rates and lowest monthly payments available. A 21-year loan is divided into three 7-year fixed periods, with a fixed interest rate for the first 7 years.

When the rate resets at the start of the next 7-year term, it adjusts to the then current 7-year US Treasury (UST) rate, plus 3.25%. It resets again for the final 7-year term.

To illustrate how your customers rate will reset: if their rate adjustment date was on May 31, 2019, the new rate would be 5.28% (7-year UST of 2.03 + 3.25 = 5.28%). And to make sure your customer’s payments remain low, each adjustment can increase by no more than 2.5% over the previous rate in effect.

Solar Jackpot Loan

Term

Start APR Years 1-7

Highest Possible APR Years 8-14

Highest Possible APR Years 15-21

Term

21 years

Start APR Years 1-7

4.74%

Highest Possible APR Years 8-14

7.24

Highest Possible APR Years 15-21

9.74

FAQs

If your customer authorizes us to keep you up to date with the progress of their application, then we will CC you on email communications. When the customer’s application is approved, we will request a copy of the signed solar contract which should include:

  • The payout schedule
  • A description of the solar system
  • System size in kWh
  • Quantity and wattage of panels
  • Quantity of inverters

While we will give you all the info you need to know for your peace of mind, we never expect your sales team to be the loan officers — that’s our job. In addition to the information here and for Homeowners, you can contact us while you’re with your prospect if they have any questions about financing. We are also happy to supply you with additional marketing materials and current rates.

You can be as hands-on or hands-off in the process as you want. Many of the most successful installers learn our process backwards and forwards so that they can guide and mentor their customers through it quickly and effectively.

You can also tell your prospects “rates as low as” and “terms as long as” and we will do the rest! From taking the application all the way through the loan underwriting process to finalizing the loan documents, we have you covered.

Customers can apply for a loan from any web browser on a tablet, smart phone, laptop or desktop:

  • Web browser: Visit the Homeowners page.
  • With questions: Call 800-493-1310 to speak with a member of the loan team.

If qualified, we will instantly approve the loan or immediately let them know if we need any additional information. If not instantly approved, it typically takes a few hours to receive a loan decision.  We strive to always respond within 1-2 business days.

We have promotional PDFs that describe the loan products and are easy to print or attach to emails.  Visit the Resources page to find these and other sales and marketing tools.

Get Started Today

Call us
Sales & Marketing Tools as well as Training Materials
Resources

Disclosures

ezSolarLoan/Community 1st Credit Union (C1CU) and third parties, including installers, are independent entities, and not agents, representatives, or legal partners of each other. No relationship exists to create any association, franchise, agency, partnership, joint venture, employment or other special relationship between these entities. No third party is granted any express or implied right to enter into any agreement of any kind for or on behalf of, incur any obligation or liability of, or other otherwise bind, C1CU or any third party.
Loans are subject to credit approval. Rates are based on borrower’s credit score, loan term, and loan program. All programs subject to change without notice.

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